The deadline to apply for 2025 property tax relief was November 2, 2026. As of November 3, 2026, the NJ Division of Taxation's page still gives that date and shows no extension.
Property Tax Relief in New Jersey: ANCHOR, Senior Freeze and Stay NJ
New Jersey has three state property tax relief programs: ANCHOR for homeowners and renters, Senior Freeze for older and disabled homeowners, and Stay NJ for homeowners 65 and older. Seniors and people getting Social Security or Railroad Retirement disability benefits apply for all three with one form, the PAS-1, online or by mail. The state filed ANCHOR on its own for most other eligible homeowners and renters; if you did not get an ANCHOR confirmation letter, you can file yourself. The state's property tax relief hotline is 1-888-238-1233.
The 2025 deadline has passed Help in person in Galloway The Division of Taxation's Galloway Regional Information Center is at 157 W. Whitehorse Pike, Galloway. Its posted hours are 8:30 AM to 4:30 PM, Monday to Friday, closed for lunch from noon to 1 PM. You can also book an appointment from the state's page.
ANCHOR For 2025, homeowners with New Jersey gross income of $250,000 or less and renters with $150,000 or less can qualify. Homeowners must have owned the home, and renters must have lived in it as their main home, on October 1, 2025.
Senior Freeze For 2025: you or your spouse were 65 or older on December 31, 2025, or getting Social Security or Railroad Retirement disability benefits; you have owned and lived in the home since December 31, 2022, or earlier; and income, both spouses together, was $168,268 or less in 2024 and $172,475 in 2025.
Stay NJ For 2025, you or your spouse must have been 65 or older during 2025, and you must have owned and lived in the home for all of 2025, with income of $200,000 or less. Renters and mobile home owners do not qualify. The state says the 2025 benefit is paid in February and May 2027.
Questions and answers, and help The state's answers on who must file and who was filed for, and the property tax relief hotline, 1-888-238-1233.
See also: Property taxes by town · Property tax due dates · Senior services
Sources: NJ Division of Taxation: Property tax relief programs · NJ Division of Taxation: ANCHOR eligibility · NJ Division of Taxation: Senior Freeze eligibility · NJ Division of Taxation: Stay NJ · NJ Division of Taxation: Property tax relief questions and answers · NJ Division of Taxation: Senior Freeze, the 2025 deadline · NJ Division of Taxation: Regional information centers.